Loans
Without any credit check
Your request
Accord Loan allows you to obtain up to $750 on your first loan. It is possible to renew a loan and increase the amount borrowed on a future loan. Your application can be completed online or by phone.
Apply for a loan
Fast and hassle-free loan. We use IBV (Instant Bank Verification) technology to provide you with a reliable, secure and fast service.
Receive your loan between $250 and $1,000 today.
Your loan, granted in minutes.
Eligibility Criteria
- Be 18 years of age or older
- Being a Canadian citizen
- Have a stable job for at least 3 months
- Not to be under bankruptcy
- Have a net salary of at least $1,100 per month
Steps
The process
Step 1: Apply online
Step 2: We evaluate your file
Step 3: The amount is deposited
Without a credit check, Accord Prêt ensures that the operation is carried out as quickly as possible and in total confidentiality. Obtaining a short-term loan can help you get through a difficult period without affecting your quality of life. Short-term loans avoid aggravating a difficult financial situation by having to pay late fees or having to endure a service cut-off.
No one is immune to financial worries.
250$ – 500$ – 750$ – 1000$
What is the annual rate?
We work with the best financial institutions to offer you an annual interest rate of minimum 28% and maximum 32%.
Do you have an example of loans and payments?
Here is an example of a repayment for a $750 loan. Once you receive your loan, you can pay it back in 8 payments of $141 over 16 weeks. This information is provided for illustrative purposes only and assumes that the withdrawal made is repaid in full according to the agreed upon amortization schedule, with no further withdrawals or re-borrowing being made until the full repayment is made. The above example includes administration and brokerage fees for a loan repayment made under the standard schedule, if there have been no late payments, deferrals or charges for a chargeback refused by your financial institution, re-borrowing fees, maintenance fees or other fees that may be imposed in connection with the occurrence of a default or your management and use of your facility.
What happens if I default?
There are two possibilities; the first is that your pre-authorized payment has bounced back. In this case, you will be charged $45. Your financial institution may also charge you an NSF fee. It is always best to ensure that you have the necessary funds prior to your withdrawal date to avoid these fees. The second possibility is that you have requested to defer a payment. When you choose to defer, a $35 administrative fee will be charged, but you can request to pay your installment later. Be sure to apply at least 3 business days prior to your payment to ensure your application is approved.
Are there any other conditions?
Renewal
Renewal of the loan is not automatic. It will be done after the customer has made the request and it has been approved by our company.
Amortization schedule
Any initial withdrawals from your facility will be amortized on a schedule of equal and consecutive payments allowing for full repayment of amounts owed over periods ranging from three (3) to six (6) months. Thereafter, any re-borrowing on the availability of your credit facility, will be added to the principal then remaining due on any previous withdrawal and a new amortization schedule will be agreed upon to amortize the repayment over a predetermined number of equal payments and any subsequent re-borrowing.
*The example shown above also includes a brokerage fee charged by the broker with whom the lender deals to obtain a loan for the borrower. This brokerage fee is determined by the broker on a case-by-case basis and is separate from the credit and interest fees charged by the lender. The terms and conditions relating to brokerage fees, loan amounts, credit fees, frequency and payment amounts may vary. The data used is for illustrative purposes only.
Accord Prêt is a Canadian online personal credit brokerage company, without credit investigation. We deal with licensed lending companies. Our services are regulated by the Consumer Protection Office and are completely confidential, secure and fast. Short-term loans can be a good solution for you when used responsibly. However, a short term loan generates higher interest than a loan made at a local financial institution. It should therefore be used in cases where there are no other alternatives available at a lower interest rate.
